Common TTR errors: incomplete names, PO box addresses, missing person-conducting details. Quality matters.
Key concepts
TTR essentials
Threshold
A$10,000 or more in physical currency.
Window
Submit within 10 business days.
Aggregation
Watch for structuring.
Structuring is its own offence
Splitting a A$15,000 cash deposit into two A$7,500s to avoid a TTR is structuring — a separate criminal offence.