Real estate ML/TF: unfinanced transactions, quick reselling, over- or under-valuation, complex structures.
Key concepts
Top risk indicators
Unfinanced cash purchases
No mortgage; full cash settlement.
Quick flips
Re-sale within months at significant uplift.
Over/under valuation
Price unrelated to market reality.
Sight-unseen buyers
No inspection, foreign purchaser.
Opaque entities
Buyer is a foreign trust or shell company.
Last-minute buyer changes
Substituting purchaser at settlement.