Generated by AML Workflow Platform · www.kycnow.com.au
| Check Type | Provider | Documents Verified | Method | Outcome | Date |
|---|---|---|---|---|---|
| Identity Verification (DVS) | Document Verification Service (DVS Hub) | Driver Licence — NSW | Electronic — DVS Match | VERIFIED | 05 May 2026 |
| Biometric Verification | Datazoo / IDVerse | Passport — Australian | Liveness check + face match | PASS | 05 May 2026 |
| Address Verification | Credit bureau lookup | Utility bill — within 3 months | Document OCR + bureau match | VERIFIED | 05 May 2026 |
Note: DVS checks are conducted in real time against the Australian Government Document Verification Service (DVS) operated by the Department of Home Affairs. Results are logged for 7-year record retention under s106 AML/CTF Act 2006.
| Database | Type | Records Searched | Matches Found | Result |
|---|---|---|---|---|
| World-Check One (Refinitiv) | PEP & Adverse Media | 4.2M+ profiles | 0 confirmed | CLEAR |
| OFAC SDN List | Sanctions | 12,000+ entries | 0 | CLEAR |
| DFAT Autonomous Sanctions | Sanctions | Current DFAT list | 0 | CLEAR |
| UN Consolidated Sanctions | Sanctions | Current UN list | 0 | CLEAR |
| EU Consolidated Sanctions | Sanctions | Current EU list | 0 | CLEAR |
| Adverse Media (AI-assisted) | Adverse Media | Global news sources | 0 relevant | CLEAR |
Screening conducted at time of onboarding. Ongoing monitoring configured at weekly frequency per client risk classification. Screening complies with AUSTRAC's AML/CTF Rule 2007 Chapter 4 (PEP procedures) and Chapter 5 (sanctions obligations).
Overall Risk Classification: LOW RISK Score: 12 / 100 · Threshold: Low <30 / Medium 30–69 / High 70+
Risk Factors Assessed:
Risk assessment conducted in accordance with Part A of the organisation's AML/CTF Program. No Enhanced Due Diligence (EDD) required at this time. Risk score is automatically recalculated on material changes to client profile or transaction activity.
This approval satisfies the reporting entity's obligations under ss.32–36 of the AML/CTF Act 2006 (Verification of customer identity) and Part B of the AML/CTF Program. The approving officer has reviewed all verification results, risk factors and supporting documentation.
Audit log is tamper-evident via SHA-256 hash chain. All entries are immutable and retained for the mandatory 7-year period under s106 AML/CTF Act 2006. Log IDs reference internal user UUIDs only — no PII is stored in the audit log.
This CDD record must be retained for a minimum of 7 years from the date of the last transaction or the end of the business relationship, whichever is later, in accordance with s106 of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 and AML/CTF Rule 2007 Chapter 16. Records must be stored in a manner that enables retrieval within a reasonable time and production to AUSTRAC or law enforcement upon request. This report does not constitute a Suspicious Matter Report (SMR) — a separate SMR obligation arises where there are reasonable grounds to suspect the customer or transaction is linked to ML/TF activity.