# AML Workflow — kycnow.com.au

## About
AML Workflow is Australia's compliance intelligence platform for gatekeeper professions (real estate agents, lawyers, accountants, conveyancers, TCSPs). Built for the Tranche 2 AML/CTF reforms effective 1 July 2026.

## Key Features
- Customer Due Diligence (CDD) with KYC identity verification via Didit
- PEP/Sanctions screening with LLM-powered disambiguation
- AI-assisted risk assessments (Claude Haiku/Sonnet/Opus)
- Suspicious Matter Report (SMR) generation
- Ongoing monitoring with configurable frequency
- Audit-ready compliance documentation with 7-year record keeping
- White-label branding for agencies

## Regulatory Coverage
- AUSTRAC AML/CTF Act 2006 compliance
- Tranche 2 reforms for gatekeeper professions
- AUSTRAC enrolment support
- AML/CTF Program templates
- SMR submission guidance

## Knowledge Hub (/learn/)
Free educational resource with 32+ visual AUSTRAC document summaries covering:
- AML/CTF programs and governance
- Suspicious Matter Reports (SMRs)
- International Funds Transfer Instructions (IFTI)
- ML/TF risk assessments
- Travel rule compliance
- Industry-specific guidance for 10+ sectors

## Target Audience
- Real estate agencies (primary)
- Conveyancing firms
- Accounting practices
- Law firms (property/commercial focus)
- Remittance providers
- VASPs (Virtual Asset Service Providers)

## Technical
- Platform: Next.js 14 + FastAPI + PostgreSQL
- KYC Provider: Didit (biometric + document verification)
- AI: Anthropic Claude (Haiku 4.5, Sonnet 4.6, Opus 4.6)
- Hosting: Vercel (frontend) + AWS ECS Fargate Sydney (backend)

## Key Pages
- Home: https://www.kycnow.com.au
- Login: https://www.kycnow.com.au/login
- Register: https://www.kycnow.com.au/register
- Knowledge Hub: https://www.kycnow.com.au/learn/
- SMR Decision Tree: https://www.kycnow.com.au/learn/docs/smr-decision-tree.html
- Pricing: Contact sales
- API Docs: https://api.kycnow.com.au/docs (development)